/* PC Funding — getyourbizfunded.com
   Prince Capital design language, light theme.
   Palette: ivory base, navy ink, PC gold accent. */

:root {
  --ivory: #f7f4ee;
  --ivory-2: #f1ece2;
  --navy: #16213a;
  --navy-2: #1e2b4a;
  --ink: #232c40;
  --muted: #64708a;
  --gold: #b98a3a;
  --gold-2: #c9963c;
  --line: rgba(22, 33, 58, 0.12);
  --white: #ffffff;
  --radius: 14px;
  --shadow: 0 10px 40px rgba(22, 33, 58, 0.08);
  --font-display: "Oswald", sans-serif;
  --font-serif: "Playfair Display", serif;
  --font-body: "Inter", -apple-system, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--ivory);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Textured background: layered gradients + fine grid, no flat opaque blocks */
.bg-texture {
  background:
    radial-gradient(1100px 520px at 82% -10%, rgba(201, 150, 60, 0.14), transparent 60%),
    radial-gradient(900px 480px at -10% 30%, rgba(30, 43, 74, 0.07), transparent 55%),
    linear-gradient(180deg, #faf7f1 0%, var(--ivory) 45%, var(--ivory-2) 100%);
  position: relative;
}
.bg-texture::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(22, 33, 58, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(22, 33, 58, 0.045) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 90% 70% at 50% 20%, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse 90% 70% at 50% 20%, black 30%, transparent 75%);
  pointer-events: none;
}
.bg-texture > * { position: relative; z-index: 1; }

.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(247, 244, 238, 0.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand-mark {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold-2); font-family: var(--font-serif); font-weight: 700; font-size: 15px;
  letter-spacing: 0.5px;
  border: 1px solid rgba(201, 150, 60, 0.5);
}
.brand-name {
  font-family: var(--font-display); font-weight: 600; font-size: 16px;
  letter-spacing: 2.5px; text-transform: uppercase; color: var(--navy);
}
.nav { display: flex; gap: 28px; }
.nav a { text-decoration: none; color: var(--muted); font-size: 14.5px; font-weight: 500; transition: color .2s; }
.nav a:hover { color: var(--navy); }
.header-cta { display: flex; align-items: center; gap: 18px; }
.phone-link { display: flex; align-items: center; gap: 7px; text-decoration: none; color: var(--navy); font-weight: 600; font-size: 14.5px; white-space: nowrap; }
.phone-link svg { color: var(--gold); }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 26px; border-radius: 8px; font-family: var(--font-body);
  font-weight: 600; font-size: 15px; text-decoration: none; cursor: pointer;
  border: none; transition: transform .15s, box-shadow .15s, background .2s;
}
.btn-primary { background: var(--navy); color: var(--white); box-shadow: 0 6px 18px rgba(22,33,58,.25); }
.btn-primary:hover { background: var(--navy-2); transform: translateY(-1px); }
.btn-gold { background: var(--gold-2); color: var(--navy); box-shadow: 0 6px 18px rgba(185,138,58,.35); }
.btn-gold:hover { filter: brightness(1.05); transform: translateY(-1px); }
.btn-outline { background: transparent; color: var(--navy); border: 1.5px solid var(--line); }
.btn-outline:hover { border-color: var(--navy); }
.btn-light { background: var(--white); color: var(--navy); }
.btn-sm { padding: 10px 20px; font-size: 14px; }

/* ---------- Hero ---------- */
.hero { padding: 92px 0 72px; text-align: center; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 26px;
}
.hero-badge::before, .hero-badge::after { content: ""; width: 34px; height: 1px; background: rgba(185,138,58,.5); }
.hero h1 {
  font-family: var(--font-display); font-weight: 700; text-transform: uppercase;
  font-size: clamp(44px, 7vw, 84px); line-height: 1.02; letter-spacing: 1px;
  color: var(--navy);
}
.hero h1 .gold { color: var(--gold-2); }
.hero-sub { max-width: 640px; margin: 26px auto 34px; font-size: 18.5px; color: var(--muted); }
.hero-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 30px; }
.hero-chips { display: flex; gap: 26px; justify-content: center; flex-wrap: wrap; }
.chip { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 500; color: var(--ink); }
.chip svg { color: var(--gold); flex-shrink: 0; }

/* Stats band */
.stats-band { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: rgba(255,255,255,.55); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 34px 16px; text-align: center; }
.stat + .stat { border-left: 1px solid var(--line); }
.stat-value { font-family: var(--font-serif); font-size: 40px; font-weight: 700; color: var(--navy); line-height: 1.1; }
.stat-label { font-size: 12px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); margin-top: 6px; }

/* Ticker */
.ticker-wrap { background: var(--navy); overflow: hidden; padding: 15px 0; }
.ticker { display: flex; gap: 0; width: max-content; animation: ticker 36s linear infinite; }
.ticker span {
  font-family: var(--font-display); font-size: 13.5px; font-weight: 500;
  letter-spacing: 2.5px; text-transform: uppercase; color: rgba(255,255,255,.85);
  padding: 0 28px; display: flex; align-items: center; gap: 28px; white-space: nowrap;
}
.ticker span::after { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--gold-2); }
@keyframes ticker { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .ticker { animation: none; } }

/* ---------- Sections ---------- */
.section { padding: 96px 0; }
.section-label {
  font-size: 13px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 14px;
}
.section-title {
  font-family: var(--font-display); font-weight: 700; text-transform: uppercase;
  font-size: clamp(32px, 4.4vw, 52px); line-height: 1.08; color: var(--navy); letter-spacing: .5px;
}
.section-title .serif { font-family: var(--font-serif); font-style: italic; text-transform: none; color: var(--gold-2); font-weight: 600; }
.section-sub { max-width: 620px; color: var(--muted); font-size: 17px; margin-top: 18px; }
.center { text-align: center; }
.center .section-sub { margin-left: auto; margin-right: auto; }

/* Why us */
.why-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 64px; align-items: center; }
.why-cards { display: flex; flex-direction: column; gap: 16px; }
.why-card {
  display: flex; gap: 18px; align-items: flex-start;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px 26px; box-shadow: var(--shadow);
}
.why-icon {
  width: 46px; height: 46px; flex-shrink: 0; border-radius: 10px;
  background: rgba(185,138,58,.12); color: var(--gold);
  display: flex; align-items: center; justify-content: center;
}
.why-card h3 { font-size: 17px; color: var(--navy); margin-bottom: 4px; }
.why-card p { font-size: 14.5px; color: var(--muted); }
.why-tag { margin-left: auto; font-family: var(--font-serif); font-weight: 700; color: var(--gold-2); font-size: 18px; white-space: nowrap; }

/* Products */
.products { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.product-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 56px; }
.product-card {
  border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 24px;
  background: linear-gradient(180deg, #fdfcf9, #f8f5ee);
  transition: transform .2s, box-shadow .2s, border-color .2s;
  display: flex; flex-direction: column; text-decoration: none;
}
.product-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: rgba(185,138,58,.45); }
.product-num { font-family: var(--font-display); font-size: 13px; letter-spacing: 2px; color: var(--gold); margin-bottom: 14px; }
.product-card h3 { font-size: 18px; color: var(--navy); margin-bottom: 8px; }
.product-card p { font-size: 14px; color: var(--muted); flex-grow: 1; }
.product-cta { margin-top: 18px; font-size: 14px; font-weight: 600; color: var(--gold); }

/* How it works */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 56px; }
.step {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 28px; position: relative; box-shadow: var(--shadow);
}
.step-num {
  font-family: var(--font-serif); font-size: 52px; font-weight: 700;
  color: rgba(185,138,58,.28); line-height: 1; margin-bottom: 16px;
}
.step h3 { font-size: 18px; color: var(--navy); margin-bottom: 6px; }
.step p { font-size: 14.5px; color: var(--muted); }
.step-time { display: inline-block; margin-top: 14px; font-size: 12.5px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--gold); }
.speak { text-align: center; margin-top: 44px; color: var(--muted); font-size: 15.5px; }
.speak a { color: var(--navy); font-weight: 700; text-decoration: none; }
.speak a:hover { color: var(--gold); }

/* ---------- Apply form ---------- */
.apply { background: var(--navy); position: relative; overflow: hidden; }
.apply::before {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(800px 400px at 85% 0%, rgba(201,150,60,.16), transparent 60%),
    radial-gradient(600px 400px at 0% 100%, rgba(255,255,255,.05), transparent 55%);
  pointer-events: none;
}
.apply .container { position: relative; z-index: 1; }
.apply-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 64px; align-items: start; }
.apply .section-title { color: var(--white); }
.apply-points { margin-top: 30px; display: flex; flex-direction: column; gap: 16px; }
.apply-point { display: flex; gap: 12px; align-items: flex-start; color: rgba(255,255,255,.85); font-size: 15px; }
.apply-point svg { color: var(--gold-2); flex-shrink: 0; margin-top: 2px; }
.apply-phone { margin-top: 36px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.15); color: rgba(255,255,255,.7); font-size: 14.5px; }
.apply-phone a { color: var(--gold-2); font-weight: 700; font-size: 20px; text-decoration: none; display: block; margin-top: 6px; }

.form-card { background: var(--white); border-radius: 18px; padding: 38px; box-shadow: 0 30px 80px rgba(0,0,0,.35); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-field { display: flex; flex-direction: column; gap: 6px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-size: 13px; font-weight: 600; color: var(--navy); }
.form-field input, .form-field select {
  padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 8px;
  font-family: var(--font-body); font-size: 15px; color: var(--ink); background: #fcfbf8;
  transition: border-color .2s;
}
.form-field input:focus, .form-field select:focus { outline: none; border-color: var(--gold); }
.consent { display: flex; gap: 10px; align-items: flex-start; margin-top: 18px; font-size: 12.5px; color: var(--muted); line-height: 1.5; }
.consent input { margin-top: 3px; accent-color: var(--gold); }
.form-submit { width: 100%; margin-top: 22px; padding: 16px; font-size: 16px; }
.form-secure { text-align: center; margin-top: 14px; font-size: 12.5px; color: var(--muted); display: flex; align-items: center; justify-content: center; gap: 6px; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* Track record */
.track-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.track-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.track-stat { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 26px; box-shadow: var(--shadow); }
.track-value { font-family: var(--font-serif); font-size: 42px; font-weight: 700; color: var(--navy); line-height: 1.1; }
.track-label { font-size: 11.5px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-top: 8px; }

/* FAQ */
.faq-list { max-width: 780px; margin: 52px auto 0; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary {
  cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center;
  padding: 22px 4px; font-weight: 600; font-size: 16.5px; color: var(--navy);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-family: var(--font-serif); font-size: 24px; color: var(--gold); transition: transform .2s; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { padding: 0 4px 22px; color: var(--muted); font-size: 15px; max-width: 680px; }

/* Final CTA */
.final-cta { background: var(--navy); position: relative; overflow: hidden; text-align: center; }
.final-cta::before {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(700px 360px at 50% -10%, rgba(201,150,60,.2), transparent 65%),
    linear-gradient(180deg, rgba(30,43,74,.4), transparent);
  pointer-events: none;
}
.final-cta .container { position: relative; z-index: 1; }
.final-cta .section-title { color: var(--white); }
.final-cta .section-sub { color: rgba(255,255,255,.75); }
.final-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-top: 36px; }
.final-chips { display: flex; gap: 26px; justify-content: center; flex-wrap: wrap; margin-top: 34px; }
.final-cta .chip { color: rgba(255,255,255,.85); }

/* Footer */
.site-footer { background: var(--ivory); border-top: 1px solid var(--line); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 48px; padding-bottom: 48px; }
.footer-desc { color: var(--muted); font-size: 14.5px; margin: 16px 0 20px; max-width: 300px; }
.footer-col h4 { font-size: 12.5px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--navy); margin-bottom: 18px; }
.footer-col a { display: block; text-decoration: none; color: var(--muted); font-size: 14.5px; margin-bottom: 11px; transition: color .2s; }
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid var(--line); padding: 22px 0;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
  font-size: 13.5px; color: var(--muted);
}
.footer-bottom a { color: var(--muted); text-decoration: none; margin-left: 22px; }
.footer-bottom a:hover { color: var(--gold); }

/* Legal pages */
.legal-page { max-width: 760px; margin: 0 auto; padding: 72px 24px 96px; }
.legal-page h1 { font-family: var(--font-display); text-transform: uppercase; color: var(--navy); font-size: 40px; margin-bottom: 8px; }
.legal-updated { color: var(--muted); font-size: 14px; margin-bottom: 40px; }
.legal-page h2 { color: var(--navy); font-size: 20px; margin: 34px 0 10px; }
.legal-page p { color: var(--ink); font-size: 15.5px; margin-bottom: 14px; }
.back-home { display: inline-block; margin-bottom: 34px; color: var(--gold); text-decoration: none; font-weight: 600; font-size: 14.5px; }

/* Thanks page */
.thanks-wrap { min-height: 62vh; display: flex; align-items: center; justify-content: center; text-align: center; padding: 60px 24px; }
.thanks-icon { width: 74px; height: 74px; border-radius: 50%; background: rgba(185,138,58,.14); color: var(--gold); display: flex; align-items: center; justify-content: center; margin: 0 auto 26px; }

/* Responsive */
@media (max-width: 960px) {
  .nav { display: none; }
  .why-grid, .apply-grid, .track-grid { grid-template-columns: 1fr; gap: 44px; }
  .product-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(3) { border-left: none; }
  .stat:nth-child(1), .stat:nth-child(2) { border-bottom: 1px solid var(--line); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .product-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .phone-link span { display: none; }
  .hero { padding: 64px 0 56px; }
  .section { padding: 68px 0; }
  .form-card { padding: 26px 20px; }
  .footer-grid { grid-template-columns: 1fr; }
}